Carmel Homes with Finished Basement

Carmel Homes with Finished Basement

Welcome to Carmel, Indiana – a vibrant city that perfectly blends suburban charm with urban sophistication. Nestled in Hamilton County, Carmel is renowned for its picturesque landscapes, thriving arts scene, and top-rated schools, making it an ideal place for families and professionals alike. With its beautifully designed roundabouts, lush parks, and a bustling downtown area, Carmel offers a unique lifestyle that captures the essence of community living.

One of the standout features of homes in Carmel is the availability of properties with finished basements. These versatile spaces provide endless possibilities, whether you envision a cozy home theater, a playroom for the kids, or a stylish home office. Finished basements not only enhance your living space but also add significant value to your property, making them a sought-after feature in this charming city.

Carmel's real estate market is thriving, with a variety of homes that cater to diverse tastes and budgets. From contemporary designs to classic architecture, you’ll find a range of options that perfectly fit your lifestyle. With the added bonus of finished basements, these homes offer the perfect opportunity to create personalized spaces that reflect your unique style and needs.

Beyond the beautiful homes, Carmel boasts an array of amenities, including upscale shopping, gourmet dining, and cultural attractions like the Carmel Arts and Design District. Whether you’re taking a leisurely stroll through one of the many parks or enjoying a night out at a local theater, Carmel’s vibrant community invites you to explore and enjoy all that it has to offer. Discover your dream home with a finished basement in Carmel, where comfort and convenience come together in perfect harmony.

Newest Carmel Homes with Finished Basement

3 Beds ⋅ 3 Baths

Great family home in a great family neighborhood that needs another family to raise! This is a perfect opportunity to move into the popular Foster Estates neighborhood with the award winning Carmel schools at a great value! The living room provides a welcoming atmosphere, centered around a cozy fireplace, perfect for gathering and relaxation.You'll enjoy the soaring ceilings in the cozy family room with double-sided fireplace and the large, open kitchen with plenty of work space to prepare meals and chat with guests including the separate breakfast area. Bright, cheery sun room to enjoy all four seasons. Hardwood flooring on most of main level. Main floor master suite with tray ceiling and luxurious bath. designed for both comfort and utility. The finished lower level boasts a large recreational area, which is perfect for entertaining and includes a built-in entertainment area and half bath, Additional features enhancing daily living include a dedicated laundry room, an attached garage for ease and security, and both a patio and a porch, offering versatile outdoor spaces for enjoyment. Recent updates: Lots of fresh interior paint 2026, Roof replaced 2020.

14479 Allison Drive, Carmel

Listing courtesy of eXp Realty LLC.

5 Beds ⋅ 4 Baths

Welcome to one of the most coveted homesites in the Village of WestClay. Perfectly positioned on a rare 0.75-acre premium lot, this beautifully updated 5-bedroom, 4-full-bath residence offers an extraordinary combination of privacy, scenic beauty, and everyday luxury. Enjoy breathtaking water views from your expansive backyard with no neighbors behind you-a truly one-of-a-kind setting that is rarely available in this sought-after community. Designed for both comfortable living and effortless entertaining, the home features an inviting open-concept floor rich dark hardwood floors on main and upper hall area, and light-filled living spaces throughout. The gourmet kitchen is the heart of the home, showcasing granite countertops, stainless steel appliances, a spacious pantry, and a large center island that flows seamlessly into the breakfast area, family planning center, and sunroom. The adjacent family room is anchored by a cozy gas fireplace and framed by picturesque views of the tranquil pond beyond. A private main-level office with elegant French doors overlooks the charming cul-de-sac playground, creating the perfect work-from-home environment. The fully finished basement provides exceptional additional living space, ideal for a recreation room, home theater, fitness area, or guest retreat. This is more than a home-it's a rare opportunity to enjoy the unmatched lifestyle of the Village of WestClay, where timeless architecture, resort-style amenities, and one of the neighborhood's most spectacular lots come together in one exceptional property.

2921 Gadsen Circle S, Carmel

Listing courtesy of Compass Indiana, LLC.

4 Beds ⋅ 4 Baths

Springmill Ponds, one of West Carmel's most sought-after neighborhoods! Custom-built full brick home offers timeless quality, exceptional living space, & outstanding neighborhood amenities. Two-story foyer w/ 9-foot ceilings throughout the main level.The formal living & dining rooms provide elegant entertaining space, while the heart of the home is the expansive kitchen that opens seamlessly to the family room & sunroom. Kitchen was updated in 2023 w/ quartz counters, white tile backsplash, stainless steel appl., a lrg center island, generous eating area, pantry, & an oversized walk-in storage closet perfect for your Costco items!Upstairs are 4 bedrooms, including a spacious primary suite featuring a whirlpool soaking tub, sep. shower,& an impressive walk-in closet. Tucked away off the closet is a unique finished bonus room w/ its own dedicated HVAC system-perfect as a home office, fitness room,craft studio, music room, or private retreat.The thoughtfully designed laundry room includes built-in cabinetry, utility sink, folding counter, laundry chute, built-in ironing board, and convenient exterior access to the backyard.A finished basement expands your living space w/ a large recreation area, 1/2 bath, & an additional finished room w/ a door that makes an ideal office, hobby rm, playroom, or guest space. Immaculate mechanical rm showcases the pride of ownership; sump pump w/ battery backup, water soft. & water filtration system. Backyard has mature landscaping & established pine trees for privacy, while the deck just off the sunroom creates the perfect setting. The oversized three-car garage with a convenient service door. Additional features include updated bathrooms (2023),& a whole-house fan upstairs-a rare feature. Springmill Ponds is known for its exceptional amenities, including a pool, pickleball, tennis & basketball crts, playground, picnic area & social events. The home is about 5 homes away from all of the fun. Also just minutes from ever day conveniences.

1435 Springmill Ponds, Carmel

Listing courtesy of Keller Williams Indpls Metro N.

3 Beds ⋅ 2 Baths

Hard to find ranch on the pond in Brookshire Lakes with a basement is now available! This elegant home has so much to offer including tranquil pond views, dynamic outdoor living and elegant interiors. Located in one of Carmel's most sought after neighborhoods, this unique home has been carefully situated on a gorgeous, crystal clear pond. The spacious foyer welcomes you into the dramatic great room with cathedral ceilings and cozy fireplace. You'll love the pretty engineered hardwood floors. The kitchen has been tastefully updated by Carmel Kitchens and is open to the great room and dining room. The four season sunroom makes the most of the serene pond views and is the focal point of the home. The sunroom has a heating and cooling mini split on ceiling for year round enjoyment. The primary bedroom has vaulted ceilings, lots of light, a walk-in closet and an ensuite bath. Your guests will never want to leave this pretty guest room. The third bedroom currently functions as an office with a vaulted ceiling. The basement is the perfect flex space for whatever purpose your family desires. It is large and open with plenty of storage. The laundry room is located adjacent to the kitchen on the main floor which is so convenient. Wait until you see the garage with storage and epoxy flooring. Opportunities like this don't come along every day. This is the lifestyle you deserve.

5006 Essex Drive, Carmel

Listing courtesy of Carpenter, REALTORS®.

5 Beds ⋅ 4 Baths

Beautifully maintained 5BR/3.5BA Pulte home with 4,310 square feet in sought-after Cherry Creek Estates. This Vaastu-compliant home offers exceptional living space, thoughtful updates, premium smart-home features, and a private, tree-lined backyard just steps from a scenic neighborhood green space with a pond and walking trails. Step inside to discover hardwood floors throughout the main and upper levels, recessed lighting, and an inviting open-concept design perfect for everyday living and entertaining. The gourmet kitchen features granite countertops, a large center island, abundant cabinetry, stainless steel appliances, plus a new dishwasher and gas cooktop (2025). The kitchen opens to the breakfast room and spacious great room with a corner fireplace. Two dedicated main-level offices, including one with custom built-ins, provide exceptional flexibility for working from home. Upstairs you'll find four spacious bedrooms with hardwood floors, a large loft, and a luxurious primary suite. The finished basement is designed for entertaining with a wet bar, fifth bedroom, full bath, generous storage, and a premium home theater with over $15,000 in equipment included. Recent updates include a new A/C unit (2026), whole-house carbon filtration system (2024), and Culligan drinking water system (2025) and a radon mitigation system. Smart home features include Apple HomeKit and Siri-enabled lighting, Arlo security cameras, smart door locks, and a smart garage system. The 3-car garage offers epoxy floors and custom storage. Relax on the low-maintenance composite deck overlooking the private backyard lined with mature trees. Residents enjoy a community pool, pickleball and tennis courts, playground, and award-winning Carmel Clay Schools, all just minutes from shopping, dining, and parks. Move-in ready with timeless updates, exceptional floor plan, and a beautiful setting just steps from one of the neighborhood's picturesque green spaces, this is a home you won't want miss.

6523 Paddle Drive, Carmel

Listing courtesy of @properties.

3 Beds ⋅ 3 Baths

Discover refined condominium living at 11817 Harvard in CARMEL, IN. This attractive property, constructed in 2006, offers 2300 square feet of meticulously designed living space, promising a lifestyle of comfort and convenience. The kitchen is thoughtfully appointed with stainless steel appliances, an island, and an island featuring a sink, providing both functionality and a central gathering point. Among the bathrooms, one offers a double vanity and a walk-in shower, enhancing the daily routine with practical elegance. This three-story condominium includes three bedrooms and two full bathrooms, complemented by a convenient half bathroom. The property also features built-in garage access, an outdoor living space, a patio, a covered patio, and a porch, extending your living experience beyond the interior walls. Inquire today to experience the distinctive charm of this exceptional property!

11817 Harvard, Carmel

Listing courtesy of RE/MAX Advanced Realty.

4 Beds ⋅ 5 Baths

Stunning 4BR/4.5BA custom ranch on a private .41-acre cul-de-sac lot with a mature tree-lined backyard overlooking a serene pond in Grannan Grove! Built by Wedgewood Builders in 2018, this "Garfield" spec home combines luxury, craftsmanship, and comfort in every detail. Step inside from the covered front porch to soaring 10' ceilings and 8' doors throughout. The open floor plan features a Den/Library, Great Room with a gas-start wood-burning fireplace and built-in shelving, and a Gourmet Kitchen with center island/breakfast bar, Bosch stainless steel appliances, walk-in pantry, and adjoining Dining Room with access to the covered patio. The Primary Suite offers a tray ceiling, private patio access, dual sinks, full shower, walk-in closet, and direct access to the Laundry Room. Bedrooms 2 and 3 each feature their own private ensuite baths. The finished lower level includes a spacious Rec/Play Room with wet bar, Home Theatre, 4th Bedroom, Full Bath, and an oversized storage room. Outdoor living is exceptional with a 15x13 covered patio overlooking the pond and wooded backdrop, creating incredible privacy. Enjoy abundant wildlife, fishing, and breathtaking west-facing sunsets from your own backyard. Gas lines are already in place for an outdoor grill and a future patio fireplace. Additional highlights include a finished 3-car garage with epoxy flooring and attic access. This exceptional home offers luxury living in one of Grannan Grove's most desirable settings!

14004 Grannan Lane, Carmel

Listing courtesy of RE/MAX Complete.

4 Beds ⋅ 4 Baths

Experience elevated, low-maintenance living in this beautifully appointed **end-unit** condominium, thoughtfully designed with both comfort and sophistication in mind. Offering four bedrooms and four full bathrooms, this exceptional residence is filled with abundant natural light thanks to its desirable end-unit location. The open-concept main living area creates an inviting atmosphere, highlighted by a cozy gas log fireplace and seamless flow for both everyday living and entertaining. The well-appointed kitchen features stainless steel appliances, generous workspace, and direct access to a private balcony-perfect for enjoying your morning coffee or unwinding at the end of the day. Upstairs, you'll find three spacious bedrooms, including a luxurious primary suite complete with a walk-in closet and private bath. A fourth bedroom and full bath on the garage level provide the ideal space for guests, a private home office, or multigenerational living. Combining upscale finishes, a functional layout, and the added privacy of an end-unit location, this exceptional condominium offers the perfect blend of luxury, convenience, and effortless living.

1194 Cavendish Drive, Carmel

Listing courtesy of 1 Percent Lists Indiana Real Estate.

4 Beds ⋅ 5 Baths

Welcome to this stunning 4-bedroom, 4.5-bath home Located in award-winning Carmel Clay Schools and the desirable Claybourne! Step inside to a dramatic two-story living room with soaring ceilings, an open upper-level overlook, a stunning gas fireplace and stunning hardwood flooring throughout the main level and 2nd floor. The stunning renovated kitchen is a chef's dream, featuring elegant quartz countertops, tile backsplash, a large island, brand-new custom slow-close cabinetry with slide-out drawers and pantry shelving, reverse osmosis system, and newer stainless-steel appliances. The versatile floor plan offers multiple living spaces, including a main-level flex room, additional office/playroom/den space, and convenient main-level laundry. Upstairs, you'll find 4 spacious bedrooms and three full baths. The luxurious owner's suite boasts vaulted ceilings and a completely remodeled en-suite bath featuring a walk-in shower, double vanity, a beautiful freestanding bathtub and spacious walk-in closet. The other two full baths on the 2nd floor are also fully renovated with the walk-in shower. The Screened porch offers a peaceful retreat with great views & leads to a large paver patio with a fully fenced yard and with acres of green space beside the house. The finished basement expands the home's versatility with a massive recreation/family room, full bath, abundant storage, and additional space ideal for a home gym, workshop, or media room. Neighborhood offers a community pool, playgrounds, walking trails, and easy access to shopping, dining, and parks. Many updates throughout the house, including primary/hallway bathrooms remodel 2026, paver patio upgrade 2026, kitchen remodel 2024, roof 5 years old, water softener 4 years old, washer and dryer 2 years old, exterior paint and siding 3 years old.

13187 Antonia Boulevard, Carmel

Listing courtesy of MYL Realty, LLC.

4 Beds ⋅ 4 Baths

Enjoy easy one-level living in this beautiful ranch home. The open floor plan features cathedral ceilings, granite countertops, Brazilian hardwood floors and stainless steel appliances. A bright sunroom opens to a low-maintenance deck overlooking a large green space with a walking path. The finished basement includes a bar, bedroom, and full bathroom. You'll also love the private office with built-in shelves, and custom finishes. Located in a great neighborhood with a community pool, playground, and easy access to shopping, dining, and more. This home offers outstanding value.

3205 Tantara Bend, Carmel

Listing courtesy of Coldwell Banker - Kaiser.

5 Beds ⋅ 5 Baths

Priced to sell! Rare opportunity to own a nearly 6,000 square foot executive home on a hard-to-find 0.76-acre lot for $925,000. This home offers the size, setting, layout, and finishes that are difficult to duplicate at this price point. The main level features hardwood floors, recessed lighting throughout, a private office with French doors, formal dining room, living room, and a spacious, bright family room with fireplace and plenty of windows overlooking the backyard. The gourmet kitchen is a major highlight with an enormous center island, granite countertops, tile backsplash, abundant cabinet space, stainless refrigerator, oven/microwave combo, gas cooktop, walk-in pantry, and a beautiful breakfast room with vaulted ceiling and gas fireplace. The upstairs layout includes 4 bedrooms, all with walk-in closets. One secondary bedroom has its own private full bath, while two additional bedrooms share a Jack-and-Jill bath. The oversized primary suite offers a separate sitting room, large walk-in shower, split his-and-her vanities, and separate his-and-her closets. The fully finished basement adds even more living space with a bedroom, full bath, wet bar, game and recreation areas, storage, and 2 egress windows. The home also includes a laundry room with sink, washer and dryer that stay, mudroom bench and storage, plantation blinds in the living and dining rooms, and a finished 3-car side-load garage with epoxy floors. Outdoor living is another standout feature, with a wood deck overlooking a stamped concrete patio, gas fire pit, and fully fenced backyard. The large 0.76-acre lot provides needed space and the possibility to expand the fenced area for even more enclosed yard. The exterior features an attractive mix of stone, brick, and concrete board siding, giving the home a timeless executive look. This beautiful home could be yours. Come see for yourself!

3650 W 141st Street, Carmel

Listing courtesy of Ferris Property Group.

5 Beds ⋅ 4 Baths

Perfectly positioned in the prestigious Village of WestClay, this beautifully updated 5-bedroom, 3.5-bath residence showcases a spectacular brand-new finished basement, fresh updates throughout, and a spacious backyard offering endless opportunities for outdoor living, entertaining, and play. The open-concept floor plan is designed for effortless everyday living, featuring a welcoming great room with fireplace that flows into the gourmet kitchen with granite countertops, a large center island, stainless steel appliances, walk-in pantry, planning center, and mudroom. A main-level office, upstairs loft, and bonus room provide exceptional flexibility for today's lifestyle. The brand-new finished lower level features luxury LVP flooring, a stylish wet bar, expansive recreation room, private fifth bedroom, and full bath-perfect for entertaining, guests, or multi-generational living. The spacious primary suite offers a spa-like bath with dual vanities, soaking tub, separate tiled shower, and walk-in closet. Recent updates include fresh interior and exterior paint, all-new designer carpeting, updated lighting fixtures throughout, and the beautifully finished basement, making this home completely move-in ready. Enjoy relaxing on the expansive deck overlooking the generous backyard, while the three-car garage provides abundant storage. Ideally located just moments from WestClay's resort-style amenities, parks, pools, walking trails, dining, shopping, and award-winning Carmel schools, this exceptional home offers the lifestyle you've been waiting for.

12674 Moonseed Drive, Carmel

Listing courtesy of Compass Indiana, LLC.

Start Your Search

Information Deemed Reliable But Not Guaranteed. © 2026 MIBOR Broker Listing Cooperative