Clay Homes with Finished Basement

Clay Homes with Finished Basement

Welcome to Clay, Indiana – a charming community that beautifully balances small-town warmth with modern conveniences. Nestled in the heart of Indiana, Clay offers a picturesque setting with its lush landscapes, friendly neighborhoods, and a rich tapestry of local culture. This vibrant region is known for its inviting atmosphere, making it an ideal place for families, retirees, and anyone seeking a tranquil lifestyle without sacrificing accessibility to urban amenities.

One of the standout features of homes in Clay is the abundance of properties with finished basements. These versatile spaces not only enhance the overall living area but also provide endless possibilities for customization. Whether you envision a cozy family room, a home office, or a recreational haven for entertaining guests, a finished basement can be the perfect canvas for your dreams. Imagine hosting movie nights, game days, or simply enjoying quiet evenings in a space designed just for you.

The real estate market in Clay is thriving, with a variety of homes that cater to diverse tastes and budgets. From charming bungalows to spacious family homes, you’ll find properties that suit your lifestyle. The community is also known for its excellent schools, parks, and recreational opportunities, making it a fantastic choice for families looking to settle down.

Experience the warmth and charm of Clay, Indiana, where your dream home with a finished basement awaits. Embrace the opportunity to create lasting memories in a community that feels like home. Explore the real estate options available and discover the perfect place to start your next chapter!

Newest Clay Homes with Finished Basement

$1,349,900
5 Beds 5 Baths
Welcome to 4925 Morgans Creek CT, a truly special single-family residence in Carmel, IN. Built in 2016, this luxury home offers 6,000+ square feet and is in great condition, showcasing amazing design and top-tier materials throughout its three stories. With five bedrooms and four full bathrooms, plus an additional half bathroom, this home offers ample space and comfort. Primary bedroom and home office on main levels. Spectacular open flow area between great room and kitchen. Large upper level bedrooms and a huge, multi-purpose loft area. Wonderful trim and finishes throughout and a large, vaulted great room with stone fireplace. Impressive lower level with huge kitchen and entertainment room, exercise room, fifth bedroom, and full bathroom. The outdoor improvements, designed by Artisan Outdoor Craftsman, Sundown Gardens, and Glimmer Lighting, are simply unmatched -- over $200,000 in outdoor improvements alone, creating a true outdoor oasis with two seperate outdoor living areas: one off the great room and other off primary bedroom. The outdoor improvements and custom landscaping need to be seen to fully appreciate. Newer water heater, washer and dryer, refrigerator, and dishwashwer. Fresh coat of exterior paint. Great lot location adjacent to a creek and common HOA green space. Close to schools, dining, and shopping. Discover the unparalleled lifestyle awaiting you at this exceptional property --- this will not last! Interior photos will be uploaded on Tuesday, September 22nd. Showings also begin Tuesday, September 22nd.

4925 Morgans Creek Court, Carmel

Listing courtesy of Armstrong Real Estate Brokerag.

$729,900
4 Beds 3 Baths
Welcome to your own private retreat in desirable Springmill Crossing! Nestled on an impressive .95-acre lot and backing to a large common area, this beautiful 4-bedroom, 2.5-bath home offers the space, privacy, and lifestyle you've been looking for all in one of Carmel's most sought-after neighborhoods. Step inside to find a home that feels fresh, inviting, and move-in ready with fresh interior paint and new flooring throughout. The spacious layout provides plenty of room for everyday living and entertainment, while the finished basement offers additional space for a recreation room, home office, exercise area, or whatever your lifestyle requires. The primary suite is a true retreat, featuring a relaxing soaking tub, separate shower, Laundry shoot and an incredible 13' x 9' walk-in closet with room to keep everything beautifully organized. An impressive walk-in attic provides an abundance of additional storage the kind of storage that is hard to find and easy to appreciate! One of the homes most inviting spaces is the 12' x 12' screened-in porch, overlooking the expansive backyard and peaceful common area. Imagine morning coffee, evening conversations, or relaxing with friends while enjoying the beauty and privacy of your surroundings. And when its time to enjoy the neighborhood, Springmill Crossing offers fantastic amenities including a community pool, tennis courts, and pickleball courts. This is more than a home its a place to enjoy the space, privacy, amenities, and lifestyle that make Springmill Crossing such a special place to call home. Set your private showing today!

1416 Stonemill Circle S, Carmel

Listing courtesy of Keller Williams Indpls Metro N.

$465,000
2 Beds 2 Baths
A hard-to-find one level home with a finished basement in the charming Enclave of Carmel! Tucked at the end of the street, this home offers a private setting and mature trees! Lawn care and snow removal are included in the monthly fee, giving you more time to enjoy this beautiful home and everything nearby! 1,818 square feet on the main level plus a finished basement! Inside, 10-foot ceilings, plantation shutters and hardwood floors throughout the main living areas and kitchen create an open, spacious feel. A large entry with crown molding leads to the great room with gas fireplace, open to the kitchen and sitting room for easy everyday living and entertaining. The dining room is conveniently located off the kitchen and features a beautiful leaded-glass transom window. The kitchen offers a center island, large pantry, trash compactor and a distinctive arched window overlooking the great room. Just off the kitchen is a separate laundry room with sink and washer/dryer included. The sitting room provides another inviting space and opens directly to the private backyard patio with electric awning. The spacious primary suite features a huge walk-in closet plus an additional linen closet and private bath with whirlpool tub and separate shower. The second bedroom includes a charming window seat and convenient access to the second full bath. The finished basement with egress window, large closet and newer carpet adds flexible living space - perfect for a family room, home office, workout area, hobby space or guests. Updates since 2020 include the roof, water heater, basement carpet, microwave, dishwasher, serviced windows and fresh exterior paint in April 2026. Cement-board siding is less than 10 years old, and the yard includes an irrigation system. The finished garage offers plenty of shelving, pull-down attic stairs for additional storage. Walk or ride your bike to the Monon Trail, Downtown Carmel, Carmel Library, dining, shopping and more!

564 Melark Drive, Carmel

Listing courtesy of Real Broker, LLC.

$950,000
4 Beds 5 Baths
Presenting an exquisite home at 12506 Glendurgan Dr.. this home has undergone a complete remodel, showcasing a meticulously curated environment designed for sophisticated living. The kitchen is a culinary enthusiast's dream, featuring a 5 burner gas oven, additional convection oven & microwave, paneled dishwasher, oversized island with farm sink, storage cabinets, Quartzite counters, new cabinets w/undermount outlets, switches and the walk in pantry of your dreams. Kitchen opens to a wonderful sitting area with butcher block counter, shelving, storage, beverage fridge, everyday eating area with vaulted ceiling and loads of windows. This home offers both functionality and refined aesthetics- hard wood floors & stairs, gorgeous fine carpentry on the staircase, columns and details throughout! The family room provides an inviting atmosphere, gas log fireplace with tile surround, hearth & custom mantle, perfect for intimate gatherings or tranquil evenings. Primary retreat is spacious with an additional library/den, custom bookshelves, tiled floor. The ensuite bath is a your personal spa! Soaking tub, oversized tiled shower, separate raised vanities w/leathered stone counters, dual primary closets, sky lights, custom lighting and plumbing fixtures, spacious and luxurious. Bedrooms 3 & 4 share a Jack and Jill bath with separate updated vanities w/quartz counters, walk in closets and share a gorgeous tiled shower/tub. Bedroom 4 has an ensuite with walk in custom tiled shower, updated vanity w/stone counter. Further enhancing this property's appeal are its practical and luxurious amenities. Dedicated laundry room, formal dining room, lower level family room, full bath and exercise room offer 5th bedroom option. 3 car heated garage, double electrical panels, invisible fence offers convenience and plenty of room. Extensive outdoor living spaces, which include a patio, an outdoor dining area, add your fire pit, ideal setting for al fresco entertaining! See update list!

12506 Glendurgan Drive, Carmel

Listing courtesy of Compass Indiana, LLC.

$525,000
4 Beds 3 Baths
Some homes look great on paper. This one just makes sense when you live in it-which, as it turns out, is pretty important! The heart of this 4-bedroom home is the family room with fireplace, flowing seamlessly into the dining area and kitchen, with direct access to the backyard. A formal dining room is ready for holidays and dinners that require a tablecloth, while the formal living room offers great flex space for an office, playroom or whatever your household needs. Upstairs you'll find four generously sized bedrooms, including a spacious primary suite with vaulted ceiling, double vanities, shower, soaking tub and walk-in closet. And then there's second-floor laundry-because that's where the laundry is created, so why make it travel downstairs and back up? All 2.5 baths have been beautifully updated by the current owners. The finished basement provides even more space for a theater, game room, home gym, pool table, bar or simply a place to send everyone when the house gets a little too lively! Outside, enjoy the fenced-in backyard and double deck, with a pergola covering half for welcome shade and the other half open for soaking up the sunshine. A great outdoor setup without requiring you to maintain a golf course! Recent updates include roof (2020), furnace (2018), garage door (2021), kitchen appliances (2016) and water heater (2025). All mechanicals have been regularly serviced. Add neighborhood amenities including pool and tennis courts, convenient highway access and great schools, and you've got a home that doesn't try too hard to impress-it just works! The kind of home where the floor plan works for real life, the spaces grow with you, and there's a place for everyone-including the toys, the guests and maybe even that treadmill you swore you'd use.

5813 Sedgegrass Crossing, Carmel

Listing courtesy of Berkshire Hathaway Home.

$625,000
3 Beds 4 Baths
Beautifully renovated former model end unit townhome offering exceptional natural light, added privacy, & luxury finishes throughout in the heart of the Village of WestClay! This move-in ready home offers approximately 2,472 square feet, 3 bedrooms, 4 baths, & a flexible floor plan. The main level was beautifully renovated in 2025 and features marble flooring throughout. The spectacular kitchen renovation includes quartz countertops, stainless steel appliances, double wall ovens, abundant cabinetry, & opens to the adjoining family room showcasing a gas fireplace with a beautifully updated marble surround. Crown molding & 9-foot ceilings create timeless architectural appeal, while the dining area opens to the large Trex deck. A beautifully renovated powder bath with marble flooring completes the main level. The upper level offers three spacious bedrooms, two beautifully renovated full baths, & the conveniently located laundry room. The primary suite features a renovated bath with marble countertops, a tiled shower, & glass shower door. The secondary full bath was also renovated with marble countertops, updated tile surround, & modern finishes. Additional updates include new carpeting throughout the stairs and upper level (2021), plantation shutters (2021), Trex deck (2021), water heater (2021), water softener (2021), dishwasher (2021), refrigerator (2022), and microwave (2023). HVAC has been professionally serviced and maintained. The lower level features a versatile flex space, perfect as a private home office, additional bedroom, fitness room, recreation room, or second living area, along with a beautiful new marble entry & access to the attached two-car garage. Enjoy truly maintenance-free living with HOA dues covering exterior maintenance, roof, windows, landscaping, and snow removal. Residents of the Village of WestClay enjoy three swimming pools, fitness centers, tennis courts, walking trails, parks, playgrounds, restaurants, all within Carmel Clay Schools.

12816 Ashworth Street, Carmel

Listing courtesy of Encore Sotheby's International.

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