Clay Homes with Full Basement

Welcome to Clay, Indiana, a hidden gem nestled in the heart of the Midwest! Known for its picturesque landscapes and warm community spirit, Clay offers a delightful blend of small-town charm and modern conveniences. With its lush greenery, friendly neighborhoods, and a strong sense of community, it's no wonder that families and individuals alike are drawn to this vibrant region.

One of the standout features of homes in Clay is the availability of properties with full basements. These versatile spaces provide endless possibilities for homeowners. Whether you envision a cozy family room, a home gym, or a spacious storage area, a full basement adds significant value and functionality to your living space. Imagine hosting gatherings with friends and family in a beautifully finished basement or creating a serene retreat just steps away from your main living area.

Clay is not just about beautiful homes; it also boasts a variety of local amenities. Enjoy nearby parks for outdoor activities, quaint shops for unique finds, and delicious dining options that showcase the region’s culinary flair. The community hosts regular events that foster connections among residents, making it easy to feel at home.

With its affordable housing market and the allure of homes featuring full basements, Clay, Indiana, is an ideal place to settle down and create lasting memories. Whether you are a first-time homebuyer or looking to upgrade, explore the charming real estate options that Clay has to offer. Come discover your dream home in this enchanting region!

Newest Clay Homes with Full Basement

$724,900

5 Beds ⋅ 4 Baths

Set among 18+ acres of wooded countryside in Owen County, this 5-bedroom, 31/2-bath home offers 4,498 sq. ft. of living space, lake frontage, and distinctive architectural character. The home features vaulted ceilings, wood plank ceiling accents, and a turret in the spacious primary bedroom suite. Multiple sitting areas, a large walk-in closet with windows, tub, and walk-in shower add to the suite's appeal. An oversized kitchen provides abundant cabinet and counter space perfect for large family gatherings, a walk-in pantry, and a combined kitchen and dining area, with both the kitchen table and dining table included. Nearby, the family room features a fireplace, while the wraparound covered deck overlooks the lake and surrounding wooded property. Direct lake access and a shared lake offer opportunities to enjoy the water. Outside, a horse barn with 3 stalls and tack room and small fenced pasture complement the substantial wooded acreage. Additional features include an attached 2-car garage, full unfinished walkout basement, roof approximately 3 years old, two hot water heaters, and an included propane generator. With lake views throughout the home, wooded acreage, and room for horses and outdoor recreation, this property offers a setting and combination of features that are hard to find.

142 Cedar Lane, Spencer

Listing courtesy of Samantha Carver. HOME TEAM Properties

$1,350,000

5 Beds ⋅ 5 Baths

AN EXCEPTIONAL CARMEL HOME, REIMAGINED INSIDE AND OUT. Extensive renovations have transformed this residence into a sophisticated retreat designed for everyday living and unforgettable entertaining. Dramatic millwork, arched openings, hardwood floors, expansive windows and designer finishes create character throughout. At the heart of the home is a completely renovated kitchen with premium Dacor appliances, all-new cabinetry, an oversized island and upscale finishes, plus a dedicated coffee bar and dry bar with beverage refrigeration. The expansive primary suite is a retreat of its own, featuring a tray ceiling, sitting area with pool views and a spa-inspired bath with freestanding soaking tub, oversized custom-tiled shower and dual vanities. Upstairs, generously sized children's bedrooms offer comfortable retreats with plenty of room to grow, study and unwind, complemented by beautifully renovated baths with custom tilework and individually selected finishes. An additional upstairs office/flex room adds even more versatility, ideal for homework, a playroom, gaming space, creative studio or private home office. A remodeled laundry room, new carpeting and tile, fresh paint and updated lighting complete the transformation. The lower level is made for entertaining with a kitchen and finished living space, plus substantial unfinished space ready for a dream theater, golf simulator, or game room. Then step outside to the showpiece: a spectacular 20' x 40' saltwater pool with water features and tanning ledge, surrounded by expansive decking for dining, lounging and entertaining. A separate fire-pit area creates the perfect gathering spot. Major improvements include a new roof, tankless water heater, water softener and two replaced HVAC units. All of this in sought-after Carmel, Sophisticated yet comfortable, extensively updated and designed to entertain inside and out, this is Carmel living at its best.

11938 Eastwick Circle, Carmel

Listing courtesy of Patricia Marrs. TLM Realty, LLC

$1,799,000

6 Beds ⋅ 7 Baths

Lakefront living at its finest in Carmel's prestigious Windpointe. Set on a private 1.02-acre cul-de-sac lot with sweeping water views from nearly every room, this custom brick estate offers more than 8,000 finished square feet, 6 bedrooms, 6.5 baths, a heated pool and dock access. Car enthusiasts will love the attached 3-car garage (with 240V for level 2 charging) plus a second, fully climate-controlled 3-car garage with exposed brick, vaulted ceilings, epoxy floors, exercise room, wet bar, and a 2,000lb lift to its own basement. A grand two-story foyer with a sweeping staircase opens to the Great Room, where soaring arched windows frame the lake and a floor-to-ceiling double-sided brick fireplace. The formal dining room is ready for elegant entertaining. The chef's kitchen features white cabinetry with glass-front uppers, granite countertops, a center island with cooktop and breakfast bar, double convection ovens, and a bright breakfast area with stunning lake views. The main-level primary suite is a true retreat, with lake views, direct access to the backyard, and a spa-like bath with steam shower, jetted tub and dual vanities. A private guest suite has its own sitting room, kitchen, bedroom and full bath, ideal for multi-generational living. Upstairs are three bedrooms, a vaulted office with custom built-ins, and loft. The finished lower level is made for gathering, with a rec room featuring a fireplace, built-ins and wet bar, a media room with projection screen, exercise room, and a full bath. Outside, your private resort awaits: a heated in-ground pool with expansive pavers and deck overlooking the lake. Recent updates include most windows and doors, four HVAC systems, a tankless water heater and updated appliances. HOA amenities include a community pool, tennis courts, clubhouse and boat dock. A truly one-of-a-kind estate.

4984 Waterside, Carmel

Listing courtesy of Whitney Strange. Keller Williams Indy Metro NE

$450,000

3 Beds ⋅ 3 Baths

Now Available! Discover this custom 3-bedroom Carmel home, just minutes from everything central Carmel has to offer! Nestled in a wooded setting with a private backyard, this home offers the perfect blend of comfort, space, and privacy. The main-level primary suite features vaulted ceilings, a cozy fireplace, and direct access to the full-length back deck-perfect for relaxing and enjoying the peaceful surroundings. The fully finished walkout basement provides two additional bedrooms with private entries, a full bathroom, ample storage, and a bonus room, offering plenty of flexibility for guests, entertaining, or additional living space. Additional highlights include main-level laundry and a tranquil, secluded setting. Escape to your own private retreat while enjoying the convenience of central Carmel living!

3358 Eden Village Place, Carmel

Listing courtesy of Brett Young. eXp Realty, LLC

$530,000

4 Beds ⋅ 4 Baths

This beautiful newly updated home in Carmel offers well over 3000+ square feet of well balanced interior showcasing modern open concept with cozy comforts of personal space. All bedrooms and suites are on the upper level along with loft space and laundry adding easy living accommodations. The main level offers two separate family rooms that can be defined for formality or entertainment. The new kitchen boast energy efficient stainless steel touch resistance appliances, gorgeous luxury grade quartz countertops, and stunning glass tile backsplash. All the lighting and fixtures throughout the home have been updated and replaced for a modern and classicly updated style. Of course the best addition is the HUGE FINISHED BASEMENT that boasts a half bathroom, projector pre wiring completed, and large storage room for all your hobbies and extras! The extra large lot in this seasoned subdivision offers views of weeping willows for privacy and plenty of space for kids, gardeners, and entertainers alike! Nestled in the upper west side of Carmel is has incredible access to Arts and Design District, Clay Terrace, Midtown, and MORE! The Carmel Clay Schools District is still rated one of the best in the state offering the bus stop less than 50 ft away from your front door. Come see this gem before its gone!

14531 Baldwin Lane, Carmel

Listing courtesy of Lindsey Mounce. Tyler Knows Real Estate LLC

$699,000

5 Beds ⋅ 4 Baths

Welcome to this beautifully renovated 5-bedroom, 3.5-bath Cape Cod home in the highly sought-after Woodland Springs community in Carmel! Offering 4,760 square feet of total space, this home combines timeless charm with modern updates and a picturesque setting surrounded by mature trees. Extensively remodeled throughout with all-new windows, luxury vinyl plank flooring on the main level, new upstairs carpeting, fresh paint, updated bathrooms, lighting, switches, and outlets. The stunning kitchen features white cabinetry, new quartz countertops, stainless steel appliances, a breakfast bar, and built-in wine cooler. Multiple living spaces include a formal dining room, spacious living room, and inviting family room with painted brick fireplace, ceiling beams, and built-ins. The spectacular four-season sunroom features vaulted ceilings, skylights, walls of windows, and heating and cooling for year-round enjoyment! The main-level primary suite offers an updated ensuite bath with an accessible walk-in shower, perfect for convenient main-floor living. Four additional bedrooms provide plenty of flexibility. The full unfinished basement has been professionally waterproofed and is ready for future finishing. Outside, enjoy a fully fenced backyard with mature trees, spacious patio, and above-ground hot tub. Woodland Springs offers exceptional amenities including a 42+ acre lake, swimming pool, tennis and pickleball courts, walking paths, boat launch, boat storage, fishing areas, and two picturesque islands perfect for picnics and enjoying nature. Conveniently located near Carmel's Arts & Design District, shopping, dining, and award-winning schools. This move-in-ready home offers the perfect combination of character, modern updates, and an incredible neighborhood lifestyle.

11432 Rolling Court, Carmel

Listing courtesy of Tamara Venable. Compass Indiana, LLC

$740,000

4 Beds ⋅ 4 Baths

It's Finally Here! The Home You've Been Waiting For in Springmill Ponds! Welcome to the perfect combination of space, comfort, and neighborhood charm! This beautiful 4-bedroom, 2.5-bath home features a full finished basement and an impressive 3-car garage, offering room for everyone and everything. Step inside to discover fresh paint throughout, new carpet, all appliances, and numerous updates that make this home move-in ready. The spacious primary suite is a true retreat, complete with a huge walk-in closet and an updated private bath featuring a relaxing soaker tub, a new double-sink vanity, and a separate updated shower. The finished basement takes entertaining to the next level, offering a half bath and a kitchen/bar area with abundant cabinetry, an island, a refrigerator, and plenty of space for hosting game days, family gatherings, or fun evenings with friends. Outdoor enjoyment awaits with a new basketball goal for your favorite basketball enthusiast. After a busy day, unwind on the cozy three-season porch-the perfect spot to relax and enjoy a little quiet time. With generous living space, thoughtful updates, and inviting areas for both entertaining and everyday living, this Springmill Ponds home is ready to welcome you home. Don't miss your opportunity to make it yours!

14038 Springmill Ponds Circle, Carmel

Listing courtesy of Jill Dunbar. F.C. Tucker Company

$729,999

5 Beds ⋅ 4 Baths

Room to gather, space to unwind, and a backyard to enjoy-this beautiful Carmel home offers it all. Set on a generous corner lot, its brick exterior and colorful Hardie plank accents create a welcoming first impression. Inside, the soaring two-story great room opens to the kitchen and breakfast area, keeping everyone connected. Hardwood floors, dual staircases, and separate living and dining rooms add charm and room to spread out. A main-floor office, currently used as the fifth bedroom, offers flexibility, with main-level laundry close by. Upstairs, the spacious primary suite features vaulted ceilings, two closets, separate vanities, a soaking tub, and a walk-in shower. Three additional bedrooms, a loft, and a hall bath with double sinks provide plenty of space. The finished basement is ready for movie nights and entertaining, with heated floors, a cozy fireplace, wet bar, bonus room, full bath, and an egress window. Enjoy quiet mornings or evenings with friends on the patio beneath the pergola in your private fenced backyard. Four-sided brick, a side-entry garage, an existing irrigation system, a water softener, ceiling fans, and two gas fireplaces add everyday comfort. A new roof in 2025, new carpeting, and fresh interior paint make this home move-in ready.

5889 Pebblestream Drive, Carmel

Listing courtesy of Preeti Chaggar. F.C. Tucker Company

$990,000

6 Beds ⋅ 6 Baths

This is the one you've been waiting for! Beautiful, move-in-ready six-bedroom, six-bath home in sought-after West Carmel. A main-floor guest suite with a private full bath offers comfort and convenience. The great room features soaring two-story ceilings, a cozy fireplace, and a light-filled wall of windows overlooking the spacious, tree-lined backyard. The large, open kitchen includes white cabinetry, quartz countertops, a gas cooktop, double ovens, a walk-in pantry, and a water filtration system. A mudroom with cubbies and a planning desk helps keep everyday life organized. The breakfast nook opens to an expansive deck overlooking the fenced backyard, complete with a sprinkler system and peaceful, mature trees. A formal dining room is perfect for entertaining, while the main-floor flex room provides space for a playroom, music room, or whatever suits your lifestyle. Upstairs, the generous primary retreat features tray ceilings, plantation shutters, and a spa bath with dual vanities. Three additional bedrooms offer connecting baths and large closets. The finished lower level features daylight windows, a guest suite, a full bath, and plenty of room for recreation, with space for an exercise area, gaming area, family room, and a future bar, plus a separate storage room. A three-car, side-entry garage with electric car charger and additional electric panels completes the home. For added peace of mind, recent updates include a new HVAC system, and tankless water heater, roof age 4 years, brand-new carpet throughout, a freshly stained deck, and high end luxury smart toilets with heated seats and automated features in all bathrooms. Available for a quick closing, just bring your moving boxes!

13939 Danube Drive, Carmel

Listing courtesy of Debra Wilson. Keller Williams Indpls Metro N

$519,900

5 Beds ⋅ 3 Baths

Stanford Park location in northwest Carmel, seeking a master on the main plus 2 bedrooms and study? Look no further! This 5 bedroom ranch home provides 3 bedrooms on the main level and 2 bedrooms in the lower level, both each with egress windows plus tons of living space, finished 2 car attached garage, concrete patio with grill. Natural light permeates the main level with laminate flooring, and a spacious kitchen that opens up into the great room with breakfast bar and center island. Basement is substantial, featuring a 20x29 bonus room, additional rooms for an office, playroom, bedrooms or library plus a storage room. Enjoy carefree exterior grounds maintenance included in your HOA fee: lawn cutting and snow removal for your driveway and walk. all on private tree lined lot on a cul-de-sac street.

3545 Cardinal Way, Carmel

Listing courtesy of Dean Glascock. F.C. Tucker Company

$735,000

4 Beds ⋅ 4 Baths

Welcome to 12665 Apsley Lane in the highly sought-after Village of West Clay, where exceptional space, thoughtful design and meticulous care come together in a home that truly feels special. At the heart of the home, the kitchen is designed for both everyday living and entertaining, with substantial stone countertops, a large center island, high-end range and ample cabinetry. It opens naturally to the home's living spaces, making it easy to cook, gather and stay connected. The living room is warm and inviting, anchored by a fireplace and complemented by custom built-in shelving-an ideal backdrop for art and books. The primary suite is designed as a genuine escape, with generous proportions, a vaulted ceiling and an abundance of natural light. The spa-like bathroom featuring a large double vanity, extensive cabinetry, walk-in shower and luxurious jetted soaking tub. Every bedroom offers the luxury of its own walk-in closet, plush carpeting and private access to restrooms. Throughout the home, generous proportions and thoughtful details create a sense of quality without sacrificing comfort. There is also a spacious full-size laundry room, dedicated storage spaces, an attached garage and multiple outdoor spaces, including both a covered porch and patio. And perhaps most importantly, this is a home that has been meticulously cared for. It is immaculate and move-in ready, providing the space, finish and condition discerning buyers are looking for.

12665 Apsley Lane, Carmel

Listing courtesy of Justin Lowe. Ellsbury Group

$560,000

5 Beds ⋅ 4 Baths

Welcome home! to this beautifully maintained residence in Carmel's highly desirable Brookshire community, where timeless character, exceptional outdoor living, and a truly picturesque setting come together. Situated on more than half an acre and set back from the road, this property offers a rare sense of privacy and serenity, surrounded by mature trees with a peaceful creek winding through the lower backyard. Enjoy the beauty & convenience of golf course living without sacrificing the tranquility of your own private retreat. Offering more than 3,000 finished square feet, 5 bedrooms, 3.5 baths, this home has been meticulously cared for and thoughtfully updated while preserving the charm and craftsmanship that make established homes so appealing. Beautiful hardwoods, abundant natural light, 2 fireplaces, and custom built-ins throughout. Updated LVP flooring upstairs and in the basement. The finished walkout basement provides an entirely additional level of living space, complete with a 5th bedroom, full bath, fireplace, & direct access to the lower-level patio. These outdoor living spaces are truly exceptional! Relax on the elevated deck overlooking the wooded backyard, and enjoy a morning coffee or evening breeze from the screened-in porch. Extensive recent improvements offer peace of mind, including a new Carrier HVAC system, updated electrical panel, Hardie Plank siding, water heater, & irrigation system. Located in Carmel school district, Brookshire offers the charm of an established neighborhood with mature landscaping, a beautiful golf course setting, and the added flexibility of a voluntary HOA. Combining over 3,000 finished square feet, a walkout basement, extensive updates, and an extraordinary half-acre-plus setting with mature trees, a creek, and multiple outdoor living spaces, this exceptional Carmel home offers a rare opportunity to enjoy privacy, natural beauty, and convenience in one of the area's most desirable established communities.

12416 Windsor Drive, Carmel

Listing courtesy of Kassidy McCowan. Weichert REALTORS® Cooper Group Indy

Start Your Search

Listings courtesy of MIBOR Broker Listing Cooperative as distributed by MLS GRID.

Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker of MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.

Clay Homes with Full Basement

Newest Clay Homes with Full Basement

How much is your home worth?

How much is your home worth?